Investment Advisory Services are offered through SGL Financial, LLC, a Registered Investment Adviser. Insurance and other financial products are offered through appropriately licensed and appointed individuals in various jurisdictions. Information presented herein is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Viewers or readers of the information contained herein should be aware that any action taken by the viewer/reader based on this information is taken at their own risk. This information does not address individual situations and should not be construed or viewed as any type of individual or group recommendation. Be sure to first consult with a qualified investment adviser representative, financial adviser, tax professional, and/or legal counsel before implementing any securities, investments, or investment strategies discussed herein.